Thursday, 30 June 2011

Six methods to reduce your investment risk (Part 5 of 8)


[3] Diversify your assets amongst different sectors and countries: You have no control over what problems will affect specific industries or countries in the future. Those negative events are, to a great extent, unpredictable.

Follow the example of professional investors and spread your savings amongst different types of assets.

If you diversify internationally by placing a good part of your savings in stable countries around the world, your financial future will be less affected by problems in any particular territory.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Martin Pettitt under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Six methods to reduce your investment risk
(Part 5 of 8)


[3] Diversify your assets amongst different sectors and countries: You have no control over what problems will affect specific industries or countries in the future. Those negative events are, to a great extent, unpredictable.

Follow the example of professional investors and spread your savings amongst different types of assets.

If you diversify internationally by placing a good part of your savings in stable countries around the world, your financial future will be less affected by problems in any particular territory.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Martin Pettitt under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Wednesday, 29 June 2011

Six methods to reduce your investment risk (Part 4 of 8)


[1] Choose shares of solid companies, preferably those that pay regular dividends: Unless you are a professional investor, it is advisable to avoid speculative stocks of small enterprises whose future is dependant on one single product or customer.

During periods of economic adversity, well-established companies whose products fulfil fundamental human needs tend to fare better than small undertakings.

[2] Never place more than 5% of your savings on a single investment: Even if you make a correct decision today, circumstances continuously change. The easiest way to minimize risk is to spread your savings into many different assets.

The rule of 5% implies that, over time, you should aim at having at least 20 different types of investments.

If you save money every month, it will take you less than two years to achieve this target. Risk reduction is worth the effort of researching 20 different investments.

Some of them will turn out to be outstanding places for your money, while others may deliver negative results. Since you cannot know in advance, you will be better off by spreading your money.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by goingslo under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Six methods to reduce your investment risk
(Part 4 of 8)


[1] Choose shares of solid companies, preferably those that pay regular dividends: Unless you are a professional investor, it is advisable to avoid speculative stocks of small enterprises whose future is dependant on one single product or customer.

During periods of economic adversity, well-established companies whose products fulfil fundamental human needs tend to fare better than small undertakings.

[2] Never place more than 5% of your savings on a single investment: Even if you make a correct decision today, circumstances continuously change. The easiest way to minimize risk is to spread your savings into many different assets.

The rule of 5% implies that, over time, you should aim at having at least 20 different types of investments.

If you save money every month, it will take you less than two years to achieve this target. Risk reduction is worth the effort of researching 20 different investments.

Some of them will turn out to be outstanding places for your money, while others may deliver negative results. Since you cannot know in advance, you will be better off by spreading your money.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by goingslo under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Tuesday, 28 June 2011

Six methods to reduce your investment risk (Part 3 of 8)


The main lesson to be drawn from past financial mistakes is that, when it comes to investing, methodology is everything. More careful research can help us make better decisions in the future.

A more disciplined approach can minimize losses. Taking appropriate measures to reduce risk should prevent us from making the same faults twice.

The following principles of risk reduction have endured the best and worst of times. Use them to your advantage to build a prosperous financial future. From time to time, your decisions will not be correct, but if you adopt a prudent strategy, you can keep your losses under control at the same time that you let your profits grow.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by stockerre under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Six methods to reduce your investment risk
(Part 3 of 8)


The main lesson to be drawn from past financial mistakes is that, when it comes to investing, methodology is everything. More careful research can help us make better decisions in the future.

A more disciplined approach can minimize losses. Taking appropriate measures to reduce risk should prevent us from making the same faults twice.

The following principles of risk reduction have endured the best and worst of times. Use them to your advantage to build a prosperous financial future. From time to time, your decisions will not be correct, but if you adopt a prudent strategy, you can keep your losses under control at the same time that you let your profits grow.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by stockerre under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Sunday, 26 June 2011

Six methods to reduce your investment risk (Part 2 of 8)


"If you intend to climb a high mountain, always choose the smoothest path," wrote Chinese philosopher Lao-Tzu in the year 520 BC.

In times of economic adversity, investing becomes the equivalent of climbing the Swiss Alps bare-handed in the middle of the winter.

After suffering the negative results of wrong financial decisions, many individuals are reluctant to place any money in the stock market. Are those fears justified?

Making mistakes is inevitable in any human endeavour. A wise man must be willing to accept occasional errors and use them as stepping-stones for building a better future for himself. Why should we not view the stock market in the same way?

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by alisamii under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Six methods to reduce your investment risk
(Part 2 of 8)


"If you intend to climb a high mountain, always choose the smoothest path," wrote Chinese philosopher Lao-Tzu in the year 520 BC.

In times of economic adversity, investing becomes the equivalent of climbing the Swiss Alps bare-handed in the middle of the winter.

After suffering the negative results of wrong financial decisions, many individuals are reluctant to place any money in the stock market. Are those fears justified?

Making mistakes is inevitable in any human endeavour. A wise man must be willing to accept occasional errors and use them as stepping-stones for building a better future for himself. Why should we not view the stock market in the same way?

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by alisamii under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Saturday, 25 June 2011

Six methods to reduce your investment risk (Part 1 of 8)


"Does the future look as black as they paint it?" This is a question that you should ask yourself when you read troublesome economic predictions.

On most days, the prevalent opinion in newspapers is a mixture of distrust and hesitation. Is there a way to make solid decisions about where to place your savings and minimize financial risk?

In investments, like in most things in life, it all boils down to using the right methodology.

How can we determine what is true? What facts are relevant? Which predictions make sense? Can we figure out the future by applying principles extracted from experience?

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Dluogs under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Six methods to reduce your investment risk
(Part 1 of 8)


"Does the future look as black as they paint it?" This is a question that you should ask yourself when you read troublesome economic predictions.

On most days, the prevalent opinion in newspapers is a mixture of distrust and hesitation. Is there a way to make solid decisions about where to place your savings and minimize financial risk?

In investments, like in most things in life, it all boils down to using the right methodology.

How can we determine what is true? What facts are relevant? Which predictions make sense? Can we figure out the future by applying principles extracted from experience?

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Dluogs under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 11 of 11)


If you adopt an entrepreneurial attitude towards friendship and love, you will be able to detect hidden possibilities in otherwise boring meetings.

As you become more used to taking initiative, your results and self-confidence will improve, if only because you will discard quickly those relationships that don't work.

The ability to develop great relationships can be cultivated like any other. Taking initiative, seeking opportunities, and learning from mistakes lead to continuous improvement.

At some point, when an entrepreneurial attitude towards relationships becomes your second-nature, you will have acquired a fundamental skill to further your personal happiness.

[Text: http://johnvespasian.blogspot.com]

[Image by rebekah.grmela under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Friday, 24 June 2011

Applying entrepreneurship to personal relationships (Part 10 of 11)


[3] Perspective changes perception: When a businessman decides to enter a new market, his resolution affects his attitude towards that field.

If you are considering purchasing a car of a specific type, you will tend to focus your attention on those vehicles when you are driving on the highway.

The proportion of those cars in the street traffic would be the same as last week, but due to your change of perspective, you are now more aware of their presence. The same goes for opportunities of personal growth and social development.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Gidzy under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 10 of 11)


[3] Perspective changes perception: When a businessman decides to enter a new market, his resolution affects his attitude towards that field.

If you are considering purchasing a car of a specific type, you will tend to focus your attention on those vehicles when you are driving on the highway.

The proportion of those cars in the street traffic would be the same as last week, but due to your change of perspective, you are now more aware of their presence. The same goes for opportunities of personal growth and social development.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Gidzy under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Thursday, 23 June 2011

Applying entrepreneurship to personal relationships (Part 9 of 11)


[2] Targets move: Entrepreneurs realize that new possibilities are continuously being created. As time goes by, windows of opportunity appear and disappear.

The same phenomenon takes place in the field of personal relationships. Environments change. Tastes evolve. People come and go.

There is not just one unique place where you can meet potential friends or a soul mate. There is not just one day of the week when you can make new acquaintances. Targets move as you breathe.

A person that you meet by chance might be exactly the sort of friend you need at this moment, or not at all. The more people you meet, the higher your chances of finding like-minded individuals.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by miamism under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 9 of 11)


[2] Targets move: Entrepreneurs realize that new possibilities are continuously being created. As time goes by, windows of opportunity appear and disappear.

The same phenomenon takes place in the field of personal relationships. Environments change. Tastes evolve. People come and go.

There is not just one unique place where you can meet potential friends or a soul mate. There is not just one day of the week when you can make new acquaintances. Targets move as you breathe.

A person that you meet by chance might be exactly the sort of friend you need at this moment, or not at all. The more people you meet, the higher your chances of finding like-minded individuals.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by miamism under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Wednesday, 22 June 2011

Applying entrepreneurship to personal relationships (Part 8 of 11)


[1] The world is asymmetric: The notes in the agendas of entrepreneurs are often disorganized. Possibilities for personal growth and social development seldom present themselves in a predictable manner. Meeting new people can be a messy, uncomfortable process.

When personal contacts go beyond a brief introduction, we often realize that our first impression of someone was wrong. Language and cultural differences can be misleading.

The world is not arranged according to geometric patterns. Social opportunities fluctuate and can be highly asymmetric. The best you can do is to view the world as a playing ground for your individual initiative.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by gmmail under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 8 of 11)


[1] The world is asymmetric: The notes in the agendas of entrepreneurs are often disorganized. Possibilities for personal growth and social development seldom present themselves in a predictable manner. Meeting new people can be a messy, uncomfortable process.

When personal contacts go beyond a brief introduction, we often realize that our first impression of someone was wrong. Language and cultural differences can be misleading.

The world is not arranged according to geometric patterns. Social opportunities fluctuate and can be highly asymmetric. The best you can do is to view the world as a playing ground for your individual initiative.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by gmmail under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Saturday, 18 June 2011

Applying entrepreneurship to personal relationships (Part 7 of 11)


Entrepreneurs are only interested in opportunities that are right for them. They know that, before they can embrace one successful idea, they will have to discard many others that lead nowhere. Possibilities are infinite, but resources are always limited.

Applying entrepreneurial principles to the field of personal relationships entails accepting that choices have to be made. The following three ideas might help you improve your effectiveness in developing new social contacts, either for friendship or love:

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by crosathorian under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 7 of 11)


Entrepreneurs are only interested in opportunities that are right for them. They know that, before they can embrace one successful idea, they will have to discard many others that lead nowhere. Possibilities are infinite, but resources are always limited.

Applying entrepreneurial principles to the field of personal relationships entails accepting that choices have to be made. The following three ideas might help you improve your effectiveness in developing new social contacts, either for friendship or love:

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by crosathorian under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 6 of 11)


Let me encourage you to adopt an entrepreneurial attitude in the area of personal relationships. Everybody has constrains in terms of time and resources, but those limitations should not prevent you from seeking out opportunities to meet new people whom you might find interesting.

Conferences that revolve around your favourite subjects constitute great places for meeting like-minded individuals. In the majority of cases, those initial contacts will not lead to friendship or love and that is precisely the way it should be.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by faul under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 6 of 11)


Let me encourage you to adopt an entrepreneurial attitude in the area of personal relationships. Everybody has constrains in terms of time and resources, but those limitations should not prevent you from seeking out opportunities to meet new people whom you might find interesting.

Conferences that revolve around your favourite subjects constitute great places for meeting like-minded individuals. In the majority of cases, those initial contacts will not lead to friendship or love and that is precisely the way it should be.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by faul under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Friday, 17 June 2011

Applying entrepreneurship to personal relationships (Part 5 of 11)


Friendships and love relations can begin in the most unusual circumstances. The key requirement is that individuals should be open to an initial contact. Brief introductions may lead to further interactions that develop into long-term relationships.

This is why entrepreneurs are always alert to unexpected opportunities and love to meet new people. You will observe the same attitude in those who enjoy happy social lives.

Entrepreneurial minds can be spotted by their extreme impatience at school or during their apprenticeship. They dislike slow motion and are driven towards activities that produce tangible results. They want to lead a life of growing improvement and continuous progress. They view speed as a synonym of efficiency.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by ricketyus under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 5 of 11)


Friendships and love relations can begin in the most unusual circumstances. The key requirement is that individuals should be open to an initial contact. Brief introductions may lead to further interactions that develop into long-term relationships.

This is why entrepreneurs are always alert to unexpected opportunities and love to meet new people. You will observe the same attitude in those who enjoy happy social lives.

Entrepreneurial minds can be spotted by their extreme impatience at school or during their apprenticeship. They dislike slow motion and are driven towards activities that produce tangible results. They want to lead a life of growing improvement and continuous progress. They view speed as a synonym of efficiency.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by ricketyus under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Thursday, 16 June 2011

Applying entrepreneurship to personal relationships (Part 4 of 11)


Entrepreneurial activity involves shifting resources through time and space. A businessman might, for instance, borrow money at 6% interest in order to invest it for a 10% return. If he does that several times with growing sums of money, chances are that he will become very wealthy.

The example can be applied to the field of relationships. If you wish to enjoy a great social life in the future, you should make the effort to establish new contacts regularly. Even if you just meet one new person per week, sooner or later, you will get to know a few individuals who share your values.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Alan Vernon under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 4 of 11)


Entrepreneurial activity involves shifting resources through time and space. A businessman might, for instance, borrow money at 6% interest in order to invest it for a 10% return. If he does that several times with growing sums of money, chances are that he will become very wealthy.

The example can be applied to the field of relationships. If you wish to enjoy a great social life in the future, you should make the effort to establish new contacts regularly. Even if you just meet one new person per week, sooner or later, you will get to know a few individuals who share your values.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Alan Vernon under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Wednesday, 15 June 2011

Applying entrepreneurship to personal relationships (Part 3 of 11)


The situation is not much different in the area of relationships. Friendship and love grow stale without personal initiative.

Developing a happy social life requires a certain type of entrepreneurship. This is a factor that cannot be replaced by any amount of wishful thinking.

Unfortunately, the entrepreneurial factor in love and happiness is frequently underrated or denied.

Television repeatedly shows stories where success happens by chance. Films love to portray heroes who attain happiness by coincidence without any effort from their side.

Those tales are mostly made-up and a wise man should never take them as a fair representation of reality.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by bigcityal under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 3 of 11)


The situation is not much different in the area of relationships. Friendship and love grow stale without personal initiative.

Developing a happy social life requires a certain type of entrepreneurship. This is a factor that cannot be replaced by any amount of wishful thinking.

Unfortunately, the entrepreneurial factor in love and happiness is frequently underrated or denied.

Television repeatedly shows stories where success happens by chance. Films love to portray heroes who attain happiness by coincidence without any effort from their side.

Those tales are mostly made-up and a wise man should never take them as a fair representation of reality.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by bigcityal under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Monday, 13 June 2011

Applying entrepreneurship to personal relationships (Part 2 of 11)


Businessmen are conscious of the fact that initiative leads to success. Entrepreneurship is the lifeblood of innovation.

Economic growth begins with one person making the first move and showing the way. In order to surpass average results, a man has to step out of the routine.

In the world of business, clients and profits are the result of entrepreneurship. A company that has profitable sales can always borrow money.

Bankers seldom refuse a loan to businesses that generate positive cash-flow. Personal initiative fuels innovation and drives companies to higher levels of performance.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Koshyk under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 2 of 11)


Businessmen are conscious of the fact that initiative leads to success. Entrepreneurship is the lifeblood of innovation.

Economic growth begins with one person making the first move and showing the way. In order to surpass average results, a man has to step out of the routine.

In the world of business, clients and profits are the result of entrepreneurship. A company that has profitable sales can always borrow money.

Bankers seldom refuse a loan to businesses that generate positive cash-flow. Personal initiative fuels innovation and drives companies to higher levels of performance.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Koshyk under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Sunday, 12 June 2011

Applying entrepreneurship to personal relationships (Part 1 of 11)


Aristotle was a great philosopher, but entrepreneurship was one thing that he never managed to understand.

In the Nicomachean Ethics, his essay on justice and morality, he views society as a market where human desires are stable, where the demand for each product is constant, and each purchase has a predictable price.

One does not need to look at the world for long to rate Aristotle's view as highly unrealistic. The truth is that, in the field of work and commerce, prices vary incessantly.

New products appear daily on the market. Growing ventures create jobs, while old-fashioned industries are reducing the number of their employees. Trading conditions change, markets move, and money circulates

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by ryemang under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Applying entrepreneurship to personal relationships (Part 1 of 11)


Aristotle was a great philosopher, but entrepreneurship was one thing that he never managed to understand.

In the Nicomachean Ethics, his essay on justice and morality, he views society as a market where human desires are stable, where the demand for each product is constant, and each purchase has a predictable price.

One does not need to look at the world for long to rate Aristotle's view as highly unrealistic. The truth is that, in the field of work and commerce, prices vary incessantly.

New products appear daily on the market. Growing ventures create jobs, while old-fashioned industries are reducing the number of their employees. Trading conditions change, markets move, and money circulates

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by ryemang under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Saturday, 11 June 2011

An efficient approach to living (Part 6 of 6)


Productivity experts advise workers to clear up the factory floor in order to allow them to see their own mistakes.

It is only after misplaced tools and obsolete inventory have been removed that people figure out how to improve and change their ways. Without visibility, there can be no transformation. Without choices, there can be no progress.

Setting priorities and making rational decisions constitute the best way to reduce stress in our lives. A cluttered agenda is a cage full of paradise birds waiting to be released.

Those birds are your best ideas, the ones that you have not yet formulated. Simplify your life and sharpen your ambitions. The birds are ready to fly. Open the cage door and set them free.

[Text: http://johnvespasian.blogspot.com]


[Image by JoeDuck under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living
(Part 6 of 6)


Productivity experts advise workers to clear up the factory floor in order to allow them to see their own mistakes.

It is only after misplaced tools and obsolete inventory have been removed that people figure out how to improve and change their ways. Without visibility, there can be no transformation. Without choices, there can be no progress.

Setting priorities and making rational decisions constitute the best way to reduce stress in our lives. A cluttered agenda is a cage full of paradise birds waiting to be released.

Those birds are your best ideas, the ones that you have not yet formulated. Simplify your life and sharpen your ambitions. The birds are ready to fly. Open the cage door and set them free.

[Text: http://johnvespasian.blogspot.com]


[Image by JoeDuck under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living (Part 5 of 6)


Selection frees up time for what really counts. Every man should aim at a future that is better than his present. Know your priorities and reaffirm them at every opportunity.

Clever retailers sell slow-moving items at low prices in order to make space for more popular goods. In order to minimize stress, we need to make clear decisions and abandon unattainable goals.

Individuals succeed in reducing stress when they acquire a rational approach to living. Anxiety disappears from our lives when we follow logical and consistent principles.

Thinking long-term allows man to identify his goals and priorities. Thoughtfulness allows man to gain visibility and increase his efficiency.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Martin Pettitt under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living
(Part 5 of 6)


Selection frees up time for what really counts. Every man should aim at a future that is better than his present. Know your priorities and reaffirm them at every opportunity.

Clever retailers sell slow-moving items at low prices in order to make space for more popular goods. In order to minimize stress, we need to make clear decisions and abandon unattainable goals.

Individuals succeed in reducing stress when they acquire a rational approach to living. Anxiety disappears from our lives when we follow logical and consistent principles.

Thinking long-term allows man to identify his goals and priorities. Thoughtfulness allows man to gain visibility and increase his efficiency.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Martin Pettitt under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Friday, 10 June 2011

An efficient approach to living (Part 4 of 6)


Simplification, the opposite of complexity, results in more energy. Fruit growers prune trees once per year in order to reinforce the vigour of the healthiest branches.

Lean trees produce more fruit than those loaded with moribund branches. In the same way, stress is minimized when we make rational choices and discard activities that waste our time and bring little satisfaction.

Concentration improves results in business and private life. Shepherds cull herds to prevent contagious sickness to spread. By nurturing only healthy sheep, they ensure an optimal result.

The benefits of concentration also apply to human affairs. Minimizing stress involves abandoning wasteful activities and focusing our time in areas of importance.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by StressedTechnician under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living
(Part 4 of 6)


Simplification, the opposite of complexity, results in more energy. Fruit growers prune trees once per year in order to reinforce the vigour of the healthiest branches.

Lean trees produce more fruit than those loaded with moribund branches. In the same way, stress is minimized when we make rational choices and discard activities that waste our time and bring little satisfaction.

Concentration improves results in business and private life. Shepherds cull herds to prevent contagious sickness to spread. By nurturing only healthy sheep, they ensure an optimal result.

The benefits of concentration also apply to human affairs. Minimizing stress involves abandoning wasteful activities and focusing our time in areas of importance.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by StressedTechnician under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Thursday, 9 June 2011

An efficient approach to living (Part 3 of 6)


Stress is to the human soul what indebtedness is for a business. Both are problems that compound with time unless a workable strategy is adopted. Intelligent choices enhance professional and private results. Efficiency begins with clarity.

Resources, in particular time, are limited in all human endeavours. We minimize stress when we apply simplification, concentration, and selection to make the best of what we have available.

Those three elements constitute the rational approach to eliminating anxiety and maintaining a healthy psychological balance.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by coolinsights under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living
(Part 3 of 6)


Stress is to the human soul what indebtedness is for a business. Both are problems that compound with time unless a workable strategy is adopted. Intelligent choices enhance professional and private results. Efficiency begins with clarity.

Resources, in particular time, are limited in all human endeavours. We minimize stress when we apply simplification, concentration, and selection to make the best of what we have available.

Those three elements constitute the rational approach to eliminating anxiety and maintaining a healthy psychological balance.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by coolinsights under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Wednesday, 8 June 2011

An efficient approach to living (Part 2 of 6)


Why are so many people reluctant to set priorities in their lives? Why do they prefer to run in circles rather than follow a straightforward path towards their objectives?

Individuals affected by stress frequently lack consistent criteria to make decisions. Men and women who live in anxiety often fear standing still for a minute and questioning their own contradictions.

Overloading one's days with senseless activities is a psychological defence mechanism against the fear of taking responsibility. Rational decisions are impossible for people who lack a sense of direction.

On many occasions, having too much to do is an excuse to avoid facing indecision. Small talk with one hundred acquaintances cannot replace a deep conversation with one close friend.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by alisamii under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living
(Part 2 of 6)


Why are so many people reluctant to set priorities in their lives? Why do they prefer to run in circles rather than follow a straightforward path towards their objectives?

Individuals affected by stress frequently lack consistent criteria to make decisions. Men and women who live in anxiety often fear standing still for a minute and questioning their own contradictions.

Overloading one's days with senseless activities is a psychological defence mechanism against the fear of taking responsibility. Rational decisions are impossible for people who lack a sense of direction.

On many occasions, having too much to do is an excuse to avoid facing indecision. Small talk with one hundred acquaintances cannot replace a deep conversation with one close friend.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by alisamii under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Tuesday, 7 June 2011

An efficient approach to living (Part 1 of 6)


There is a cure for stress. It is not a drug and it is not a fantasy. It won't cost you money, but it is not for free. Many people who try it out feel born again, others rejuvenated.

The remedy is known under many different names. You may call it simplification or streamlining, reduction or selection, focus or elimination, logic or rationality.

An efficient approach to living is easier to name than to implement. Minimizing stress requires man to concentrate his energies on the essential areas of his life.

This is a goal that can only be achieved by establishing priorities. Eliminating stress results from making choices and embracing simplification.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Gidzy under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

An efficient approach to living
(Part 1 of 6)


There is a cure for stress. It is not a drug and it is not a fantasy. It won't cost you money, but it is not for free. Many people who try it out feel born again, others rejuvenated.

The remedy is known under many different names. You may call it simplification or streamlining, reduction or selection, focus or elimination, logic or rationality.

An efficient approach to living is easier to name than to implement. Minimizing stress requires man to concentrate his energies on the essential areas of his life.

This is a goal that can only be achieved by establishing priorities. Eliminating stress results from making choices and embracing simplification.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Gidzy under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Sunday, 5 June 2011

On becoming a rational investor (Part 9 of 9)


Learning to deal with the world's problems is a better approach than being paralysed by them. Wisdom is the process of learning what a man can achieve and what he should rather let go of. Becoming a rational investor will make you a better human being and help you overcome whatever financial fears the day may bring.

[Text: http://johnvespasian.blogspot.com]

[Image by crosathorian under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

On becoming a rational investor
(Part 9 of 9)


Learning to deal with the world's problems is a better approach than being paralysed by them. Wisdom is the process of learning what a man can achieve and what he should rather let go of. Becoming a rational investor will make you a better human being and help you overcome whatever financial fears the day may bring.

[Text: http://johnvespasian.blogspot.com]

[Image by crosathorian under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Saturday, 4 June 2011

On becoming a rational investor (Part 8 of 9)


Discard anxiety, learn to face problems in the best possible way, and become a rational investor. Your financial and philosophical sharpness will grow together. Your personal effectiveness will increase and you will become more tolerant and self-reliant.

Stop worrying, take action, and start making money. Never place all your savings on a single investment.
  • If you acquire the habit of diversifying your investments amongst different types of assets, chances are that you will be much less troubled.
  • If you purchase shares of solid companies around the world, your portfolio will tend to be less affected by problems in specific countries.
To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by photojenni under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

On becoming a rational investor
(Part 8 of 9)


Discard anxiety, learn to face problems in the best possible way, and become a rational investor. Your financial and philosophical sharpness will grow together. Your personal effectiveness will increase and you will become more tolerant and self-reliant.

Stop worrying, take action, and start making money. Never place all your savings on a single investment.
  • If you acquire the habit of diversifying your investments amongst different types of assets, chances are that you will be much less troubled.
  • If you purchase shares of solid companies around the world, your portfolio will tend to be less affected by problems in specific countries.
To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by photojenni under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

Friday, 3 June 2011

On becoming a rational investor (Part 7 of 9)


Economists speculate all the time about next year's rates of unemployment, inflation or deflation. For your personal investment decisions, you don't need to wait until the exact figure is known. On most occasions, knowing the general trend is enough to make rational investment choices.

If newspapers are discussing whether next year's inflation is going to be 6% or 7%, that tells you as much as you need to know. Take swift action and reflect about how to structure your finances to deal with such price increases.

Worrying is essentially a waste of time. Although you cannot reshape the world according to your taste, nothing prevents you from taking measures to minimize trouble.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Fr Antunes under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

On becoming a rational investor
(Part 7 of 9)


Economists speculate all the time about next year's rates of unemployment, inflation or deflation. For your personal investment decisions, you don't need to wait until the exact figure is known. On most occasions, knowing the general trend is enough to make rational investment choices.

If newspapers are discussing whether next year's inflation is going to be 6% or 7%, that tells you as much as you need to know. Take swift action and reflect about how to structure your finances to deal with such price increases.

Worrying is essentially a waste of time. Although you cannot reshape the world according to your taste, nothing prevents you from taking measures to minimize trouble.

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Fr Antunes under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]

On becoming a rational investor (Part 6 of 9)


From this perspective, those phenomena are similar to the influenza virus that marks the arrival of winter every year. Exaggerated concern seldom improves anything. Instead, individuals should identify the path that minimizes trouble and, if possible, allows to profit from it.

Whenever you hear that inflation or deflation are coming, ask yourself how you can structure your finances in order to benefit from the situation.

Can you link your income to a product whose price is likely to increase or decrease at the same pace as the overall economy? Can you reduce the amount of cash that you require to live and invest the remainder in assets that will profit from upcoming economic changes?

To be continued in the next post.

[Text: http://johnvespasian.blogspot.com]

[Image by Orbisnonsuficit under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]