A child must be able to stand on his feet before he can walk. A student must learn grammar before he is able to build complex sentences in a foreign language. In house construction, steady progress presupposes structural stability. Vehicles can ride only when their essential systems function properly.
Are you doing enough to protect yourself?
Manufacturers know that catastrophic
failure will make their machines stand still and this is why they carry
out preventive maintenance at regular intervals. For the same reason,
individuals adopt measures against hazards that could seriously disrupt
Personal risk-prevention is a subject that is,
unfortunately, rarely addressed at school. Pick up a newspaper any day
and count the reports on men and women who have seen their future
destroyed by factors that can be easily avoided. The following steps can
help reduce three essential personal risks:
Keep your personal details private
have taught many of us to think twice before giving our credit card
details to unfamiliar merchants. In this digital age, we should actually
take the same precautions before disclosing any sensitive details that
might enable identity theft. It is also recommended to avoid using, for
your internet accounts, obvious passwords such as your birth date.
Stay away from dangerous places
Never place yourself in a situation of physical danger by walking into a
high-risk area. If you keep your eyes open, you will find more than
enough signals of danger as you approach unsafe streets. In those cases,
choose the best option: turn around and get away as fast as you can.
The same principle applies to your choice of business associates or
employees. Learn to detect violence-prone individuals in advance and
avoid them like the pest. Chances are that you will live healthier and
Spread your risks
In addition to diversifying between, for instance, real
estate and stocks, you should aim at holding shares of companies in
different industries. Have you considered investing in precious metals
and multi-currency mutual funds? Whatever your taste, make sure that you
get plenty of spices from various countries around the world. Farmers
know that growing complementary crops is less risky that planting a
single type of seed.
You can take similar actions to protect all
key areas of your life from catastrophic failure. How do you reduce your
risk of becoming unemployed? By constantly increasing your knowledge
and skills. In which way can you reduce health hazards? Learn about
nutrition and make good choices when it comes to food.
paralysis in any situation
greatest risk in life is, however, the most difficult to see:
immobility. Human well-being goes along with growth, which is a direct
consequence of purposeful action. Ideas dissociated from reality are as
useless as engaging in random action.
Make a vow to avoid
paralysis in any situation. The most effective way to reduce risks in
any area is taking your future in your own hands, which is, by the way, a
definition of entrepreneurship.
For more information about rational living and personal development, I refer you to my book The 10 Principles of Rational Living
[Image by mape_s under Creative Commons Attribution License. See the license terms under http://creativecommons.org/licenses/by/3.0/us]